Financial Foundations and Costs
Build accurate owner-level language, records, cost architecture and unit economics.
- Money, records and owner responsibility
- Understanding business costs
- Unit economics and gross profit
Available now · Course 2
Small Business Finance, Pricing and Cash Flow
Understand the numbers, protect cash and make stronger owner decisions through practical financial control.
Free course · Free standard certificate
- 70 hours 20 minutesEvidence-based learning time
- 48 lessonsAcross four progressive tracks
- F1–F12 workbookCumulative Financial Control Workbook
- 360 questionsApplied financial assessment
Who it is for
Turn financial information into practical owner decisions
Designed for small-business owners, founders and managers who need more confidence and control around costs, pricing, margins, budgets, cash flow, working capital and everyday financial choices.
Course 1 concepts such as customer evidence and operating feasibility are assumed where relevant. No accounting qualification is required, and the course does not replace personalised accounting, tax, credit, legal or financial advice.
From reliable foundations to integrated financial judgement
Twelve modules progress from core financial distinctions into connected pricing, cash, control and resilience decisions.
Pricing and Break-Even
Set defensible prices and test margin, contribution, capacity and decision thresholds.
- Pricing foundations
- Markup, margin and discount decisions
- Break-even and profit planning
Budgets, Cash Flow and Working Capital
Build budgets and forecasts that expose timing, liquidity and corrective choices.
- Building useful budgets
- Cash-flow forecasting and control
- Working capital and payment discipline
Records, Interpretation and Decisions
Strengthen transaction evidence, interpret connected information and act on warning signs.
- Recordkeeping that supports control
- Reading basic financial information
- Financial decisions and warning signs
Professional self-directed learning
Calculate, interpret, control and decide
Substantive lessons combine worked financial reasoning, realistic cases, tables, controls and owner decisions. Every module advances the cumulative Financial Control Workbook.
“Professional education shouldn’t have to be financially out of reach.”
DiverseFX Business focuses value on useful depth, practical financial work, meaningful assessment and transparent progression.
Understand
Work through 48 professionally authored lessons.
Build
Complete the connected F1–F12 workbook.
Apply
Use 12 fifteen-question formative quizzes.
Integrate
Complete track and final examinations at a 70% standard.
Transparent assessment
Financial assessment built around reasoning
The approved architecture contains 12 fifteen-question module quizzes, four 30-question integrated track examinations and one 60-question whole-course final examination.
- 70% pass standardAcross every configured assessment.
- Unlimited module-quiz attemptsFormative explanations support learning and retry.
- Two high-stakes attempts per dayFor track and final examinations.
- Completion evidenceA verifiable Business certificate follows configured requirements; it is not accreditation.
Enrol securely
Build stronger financial control for your business
Enrol free. Voluntary contributions are optional, and Olivia minutes are purchased separately. Complete this course and receive your certificate before enrolling in another Business course.
Live AI Learning Assistance
Learn independently. When you need personal help, Olivia is there.
Talk naturally with Olivia for explanations, examples, practice and role-play within an eligible Business lesson or practical task you own.
Focused on your current task
The authorised course, lesson or F/G/M milestone keeps each conversation relevant and private.
Affordable when needed
Choose 15 minutes for R109, 30 for R179 or 60 for R349.
Built around learning
Ask questions and practise without changing progress, assessment or certificate eligibility.